At a glance
- Closing date
- The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
- Where
- Nigeria, Nigeria
- How to apply
- On myjobmag.com, where the employer takes applications.
About the Role
The Compliance Specialist (AML) leads day-to-day detection and investigation of suspicious activity across Raenest's personal and business products, in every jurisdiction where it holds a licence or relies on a regulated partner.
The role owns alert quality, complex investigations and suspicious activity filings. It also mentors junior analysts and feeds investigation findings back into scenario tuning.
Primary duties and responsibilities
Review and resolve complex transaction monitoring alerts across accounts, transfers, cards, FX, stablecoins and investment activities.
Manage alert queues, prioritise investigations and ensure regulatory and operational turnaround times are met.
Execute real-time payment holds, interdictions and releases where financial crime risks are identified.
Investigate money laundering, money mule networks, APP fraud, account takeover, suspicious business activities and cryptocurrency-related risks.
Prepare and recommend suspicious activity reports (SARs/STRs) for submission to relevant financial intelligence units and partner banks.
Respond to law enforcement requests, regulatory enquiries and partner bank requests for information (RFIs).
Recommend customer restrictions, account exits and enhanced due diligence (EDD) based on investigation findings.
Analyse transaction monitoring performance, identify false-positive trends and recommend improvements to detection rules and thresholds.
Identify emerging financial crime typologies and translate investigation findings into effective monitoring scenarios.
Support transaction monitoring rule validation, testing and periodic scenario reviews.
Conduct quality assurance on investigations and provide coaching to analysts to improve decision-making and case documentation.
Maintain financial crime procedures, investigation playbooks and typology libraries.
Prepare management information (MI) and support compliance committee reporting, audits, regulatory examinations and partner bank reviews
Job Requirements
5+ years of professional work experience in transaction monitoring or financial crime investigations, with at least 3 years at a fintech, banking, electronic money institution, money services business, IMTO or payments firm.
Track record of drafting suspicious activity reports or suspicious transaction reports that were filed with an FIU or partner bank.
Working knowledge of AML/CFT rules in at least two of: Nigeria (CBN, NFIU), Canada (FINTRAC), US (BSA, OFAC) or UK (MLR 2017).
Experience with cross-border typologies: mule networks, APP fraud proceeds, trade-based laundering and card fraud.
Hands-on use of a transaction monitoring or case management platform (for example Unit21, ComplyAdvantage, Hummingbird, Sardine or Flagright).
SQL or similar skills to query transaction data independently.
Clear writing and sound judgement under time pressure.
We are specifically looking for people who:
Have ACAMS (CAMS), ICA Diploma or CFE certification.
Experience with blockchain analytics tools ( Chainalysis) and stablecoin flows.
Exposure to card scheme rules, chargebacks and Mastercard fraud monitoring programmes.
Experience supporting regulator examinations or partner bank audits.
Familiarity with Indian or Philippine payment typologies.
Additional information:
Remote-friendly
Health Insurance
Training Budget
Team building events
Growth Opportunities
Paid Time Off.
Minimum qualifications
Professional Certificate
How to apply
Interested and qualified? Go to raenest.bamboohr.com to apply
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