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Credit Risk Analyst

OYA Microcredit · Nairobi

OYA MicrocreditNairobiPosted 5 November 2026

At a glance

Closing date
The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
Where
Nairobi, Kenya
How to apply
Directly to the employer by email. The address is in the listing below.
Similar roles
127 other open Banking & Financial Services roles on the Kenya board right now.
This employer
OYA Microcredit has 6 open roles on RezSync.

Role Summary

The Credit Risk Analyst evaluates credit proposals, performs risk assessments on individual and MSME loan applicants, monitors active lending portfolios, and enforces credit policy compliance across all financial products.

Key Responsibilities

Analyze credit reports, financial statements, bank statements, and business documentation to evaluate creditworthiness.

Perform qualitative and quantitative risk analysis on loan applications to determine approval suitability and credit caps.

Monitor credit exposure, track loan portfolio health, and flag early default indicators.

Collaborate with underwriting and operations teams to optimize credit risk scoring systems.

Ensure strict compliance with internal credit policies, regulatory guidelines, and data protection rules.

Key Qualifications & Requirements

Bachelor’s degree in Finance, Economics, Statistics, Actuarial Science, or related field.

Minimum of 3 years' experience in credit risk evaluation within microfinance, banking, or fintech sectors.

Strong proficiency in financial analysis, credit scoring software, and data management tools.

Excellent analytical, problem-solving, and communication skills.

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Minimum qualifications

BA/BSc/HND

How to apply

If you are up to the challenge and possess the necessary qualifications and experience, please send your CV only, quoting the specific job title in the email subject line (e.g., General Monitoring Officer), to careers@oyamicrocredit.co.ke before 28th November 2026.

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