At a glance
- Closing date
- The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
- Where
- Lagos, Nigeria
- How to apply
- On myjobmag.com, where the employer takes applications.
- Similar roles
- 75 other open Banking & Financial Services roles on the Nigeria board right now.
As a credit specialist your responsibilities is to administer and monitor credit extended to agents across the KingMakers agency network, ensuring appropriate allocation, timely recovery and compliance with credit policies. The role requires strong data tracking and analytical skills to identify risks, improve repayment performance and support credit decisions while minimizing disruption to agent trading
Requirements
Credit Assessment and Allocation
Assess agents' creditworthiness using trading performance, repayment history, existing liabilities and approved eligibility criteria
Ensure credit allocations comply with approved limits and are supported by appropriate assessments, approvals and documentation
Monitor credit utilization, identify irregularities and recommend adjustments based on performance and risk
Credit Monitoring and Recovery
Monitor outstanding balances, overdue liabilities and repayment commitments across assigned agents and Business Partners
Follow up proactively to secure timely repayment and maintain accurate recovery records
Escalate persistent defaults and significant exposures, recommending actions to improve repayment discipline
Blocked Account Management
Track blocked accounts, particularly Business Partner owned shops
Engage responsible Business Partners to resolve liabilities and coordinate approved deductions
Verify payments and facilitate prompt reactivation once settlement and applicable requirements are confirmed
Maintain a tracker of recovery actions, account status and recurring defaults, escalating unresolved cases
Credit Control and Compliance
Ensure credit transactions and adjustments comply with approved policies and authorization procedures
Identify and escalate irregular transactions, unauthorised funding and potential misuse
Support approved credit restrictions and corrective actions
Maintain clear audit trails and recommend improvements to address control gaps
Reconciliation and Account Support
Reconcile disbursements, repayments, deductions and outstanding balances
Investigate discrepancies and work with relevant teams to resolve payment and account issues
Ensure verified payments and approved adjustments are accurately reflected in agent accounts
Communicate credit decisions, repayment expectations and restrictions clearly
Collaborate with Regional Sales Managers and other stakeholders to resolve issues affecting agent productivity
Data Analysis and Reporting
Prepare daily, weekly and monthly reports on disbursements, liabilities, recoveries, overdue balances and blocked accounts
Use Excel to clean, validate, reconcile and analyse credit and trading data
Maintain reliable trackers and identify trends requiring intervention
Provide practical recommendations to improve credit allocation, recovery and operational efficiency
Maintain accurate records for management reviews and audits.
How to apply
Interested and qualified? Go to KingMakers on jobs.workable.com to apply
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