At a glance
- Closing date
- The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
- Where
- Imo, Nigeria
- How to apply
- On myjobmag.com, where the employer takes applications.
- Similar roles
- 16 other open Banking & Financial Services roles on the Nigeria board right now.
- This employer
- Moniepoint Inc. has 18 open roles on RezSync.
About this role
As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as and when due.
As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage innovative tools we have developed to help you monitor their performance during the course of the loan.
You would also be responsible for making deductions from several information sources about the 5Cs of credit, with capacity, character, and capital as major priorities.
Make recommendations to management before, during, and after the disbursement of a loan facility as to the best actions to be taken, considering several economic factors.
Responsibilities
Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
Review and approve (or decline) loan requests by thoroughly analyzing all the data available
Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
Perform all other credit-related functions as may be assigned by a supervisor.
What success looks like in this role
Consistent achievement of gross loan portfolio targets and portfolio profit targets.
Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
Accurate credit risk assessments based on key factors like capacity, character, and capital.
Experience & Background
Minimum of an OND in any Business-related discipline
Minimum of 2 years’ experience in a sales role for credit products in a financial institution
Demonstrable knowledge of credit risk analysis
Good knowledge of financial analysis is an added advantage.
Skills & Competencies:
Apt attention to details
Proven simple/complex analytical skills
Excellent communication, presentation and interpersonal skills
Agility and perseverance.
How to apply
Use the link(s) below to apply on company website.
Field Credit Officer (Ekiti)
Field Credit Officer (Imo)
https://www.myjobmag.com/apply-now/1374636
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