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Settlement and Reconciliation Officer

SAO Payment Ltd · Accra & Tema Region

SAO Payment LtdAccra & Tema RegionPosted 10 October 2026Apply by 13 November 2026

Key Responsibilities

Prepare and execute daily settlement files for merchants, agents, banks and partners.

Reconcile platform ledgers, bank statements and wallet balances daily.

Investigate and resolve reconciliation breaks and escalate significant issues.

Process refunds, reversals and chargebacks according to applicable rules.

Prepare daily, weekly and month-end reports and maintain required controls.

Qualifications & Experience

Bachelor's degree in Accounting, Finance, Banking or a related field.

Minimum 3 years' experience in settlement, reconciliation or payments back-office operations.

Experience in a bank, EMI, PSP or mobile money operator is preferred.

Hands-on experience reconciling high-volume transaction data and preparing audit evidence.

Part-qualified accounting qualification or payments/reconciliation certification is an advantage.

Location

: Accra

Salary

: Attractive

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