At a glance
- Closing date
- The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
- Where
- Lagos, Nigeria
- How to apply
- On myjobmag.com, where the employer takes applications.
- This employer
- Access Bank has 3 open roles on RezSync.
Job Grade: ABO
Job Overview:
The product officer is responsible for supporting the day-to-day administration, origination, processing, and monitoring of the bank's risk asset (credit/loan) products.
Key Responsibilities:
Support the design, development, and rollout of risk asset products (term/Time loans, overdrafts, working capital finance, asset finance, mortgage loans, SME loans, invoice discounting, etc.).
Liaise with Relationship Managers, Credit Risk Management, Legal, and Credit Operations to ensure smooth disbursement of approved facilities.
Assist in preparing Marketing proposals targeted at different sectors, develop product papers, and other internal credit related approvals for review by the supervisors.
Conduct preliminary KYC, customer eligibility profiling, and credit analysis.
Monitor performance of disbursed risk assets, monitor maturing obligations, and flag early warning signs of delinquency.
Maintain accurate product documentation and credit records in line with CBN and internal audit requirements.
Support data gathering and prepare periodic reports on Risk Asset portfolio performance, product profitability, and risk metrics (PAR, NPL, etc.).
Provide first-line product support to SME sales officers at branches and external customers where applicable, regarding features, pricing, and processes of risk asset products.
Assist in market research and competitor product benchmarking within the Nigerian banking industry.
Skills/Competence Requirements
Understanding of risk asset products.
Familiarity with CBN Prudential Guidelines, IFRS 9 (basic), AML/CFT, and credit risk frameworks.
Strong numerical, analytical, and problem-solving skills.
Excellent written and verbal communication skills.
Attention to detail, accuracy, and strong documentation discipline.
Customer service orientation and good interpersonal skills.
Integrity, confidentiality, and high ethical standards.
Teamwork and willingness to learn.
Qualifications & Experience
Bachelor’s degree in Business Administration, Economics, Finance or related fields.
Minimum 2 years of relevant experience.
Proficiency in MS Office (especially Excel, Word, PowerPoint), Power BI, SQL.
Basic knowledge of credit analysis and foundational financial statement analysis.
Only shortlisted candidates will be contacted.
go to method of application »
Minimum qualifications
BA/BSc/HND
How to apply
Use the link(s) below to apply on company website.
Team Member, SME Product Asset
Team Member, SME Product Liabilities
https://www.myjobmag.com/apply-now/1380483
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