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Junior Credit Risk Analyst

PalmPay · Lagos

PalmPayLagosPosted 14 November 2026

At a glance

Closing date
The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
Where
Lagos, Nigeria
How to apply
On myjobmag.com, where the employer takes applications.
This employer
PalmPay has 28 open roles on RezSync.

The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.

The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.

Key Responsibilities

Review and analyze loan applications and supporting documents

Assess borrowers’ creditworthiness and repayment capacity

Make recommendations in line with credit policy and underwriting standards

Liaise with Field Verification Officers and Risk Team on loan-related issues

Ensure accuracy and completeness of loan documentation

Maintain proper records and support process improvement initiative

Requirements

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related discipline.

0–1 year of relevant experience in credit risk, credit analysis, loan underwriting, or a related field.

Basic understanding of credit assessment, financial analysis, and lending principles.

Good numerical, analytical, and problem-solving skills.

Immediate resumption is a priority.

Strong attention to detail and ability to interpret financial information.

Eagerness to learn, take initiative, and develop a career in credit risk management.

go to method of application »

Minimum qualifications

BA/BSc/HND

How to apply

Use the link(s) below to apply on company website.

Junior Credit Risk Analyst

Phone Collections Officer

https://www.myjobmag.com/apply-now/1388339

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