Submit CVs – New Recruitment at Rose Avenue Group

Job Responsibilities

Responsible for the review and maintenance of the Credit Remedial and Recoveries Policies, Procedures, guidelines, charters.

Monitor and control pre 90 days Credit Portfolio throughout the Bank to ensure that asset quality is maintained and improved (PAR & Migration) to within acceptable standards.

Overall management of non-performing debts to prevent deterioration and improve the bank’s lending asset quality.

Control specific provisions within budget and ensure adequate levels of provisioning on all accounts in accordance with the laid down credit policies.

Managing recovery costs within budgets.

Compliance with the bank’s Credit/NPL Policies and CBK Prudential Guidelines on loan classification and provisioning.

Timely submission of NPL returns to the Board and CBK.

Formulation of exposure/recovery strategies, action plans and supervising implementation for expedited closure.

Reduce non-performing credit through aggressive recoveries and viable restructuring thus contributing to the Bank bottom line through provisions write backs.

Stakeholder management and participation in partnership engagement meetings/forums.

Responsible for high staff productivity and optimum staffing with the department.

Responsible for ensuring staff awareness is carried out on Remedial and Recoveries initiatives in order to align and yield maximum value.

Oversight and support to subsidiaries in the management of the non-performing debts.

Other Requirements

Bachelor’s degree in in a Business-related field from a recognized University.

Certification in Credit Management.

Professional certification in AKIB/CIB, CPA (K), ACCA.

Master’s degree in a Business-related field from a recognized University is an added advantage.

Minimum of ten (10) years in the Banking Sector with 8 years in a Credit environment of which five (5) years must be at senior management level in a Collections, Remedial & Recoveries.

Proven Credit collections, remedial & recoveries skills.

Proven planning, organization and execution skills

Knowledge in SQL and data manipulation to be able to prepare dashboards and required reports to the management.

Excellent interpersonal, communication and negotiation skills.

Excellent writing and presentation skills

Critical thinking and problem-solving skills

Excellent decision-making and leadership skills

Strong knowledge of business entity legal structures and risk rating

Customer and Stake holder management skills

Analytical and report writing skills

Excellent understanding of financial statements and ratios, credit reports, personal financial statements

Ability to work under pressure and within strict deadlines

Entrepreneurial/Commercial mind-set

Change management and conflict resolution skills

Knowledge of bank lending policy and CBK prudential guidelines

Active listening.

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