At a glance
- Closing date
- 7 December 2026 (45 days left)
- Where
- Accra & Tema Region, Ghana
- How to apply
- On jobberman.com.gh, where the employer takes applications.
- Similar roles
- 11 other open Banking & Financial Services roles on the Ghana board right now.
Key Responsibilities:
Receive, review, and process loan applications from individuals, groups, and businesses.
Assess applicants' financial capacity, income, cash flow, repayment ability, credit history, and obligations.
Conduct field visits and verify clients' businesses, addresses, employment, and supporting documents.
Analyze financial records and relevant information to determine creditworthiness.
Prepare credit appraisal reports and make recommendations for loan approval or rejection.
Ensure loan applications meet eligibility criteria and documentation requirements.
Explain loan terms, repayment schedules, interest rates, and applicable charges to clients.
Monitor loan disbursements and follow up with clients to ensure timely repayment.
Identify overdue accounts and support collection and recovery activities.
Maintain accurate and up-to-date customer and loan records.
Identify potential default risks and escalate concerns to the appropriate supervisor.
Build and maintain positive client relationships while observing professional standards.
Meet agreed targets for loan processing, portfolio quality, customer service, and repayment performance.
Qualifications and Requirements:
HND or Bachelor's degree in Banking and Finance, Accounting, Economics, Business Administration, or a related field.
At least 1–3 years of relevant experience in credit analysis, loan administration, microfinance, banking, or collections (entry-level candidates with relevant internship experience may be considered).
Knowledge of credit assessment, loan documentation, repayment monitoring, and debt recovery processes.
Strong numerical, analytical, and report-writing skills.
Good communication, negotiation, and customer service skills.
Proficiency in Microsoft Office and loan management systems.
Willingness to conduct field visits and client assessments when required.
High integrity, attention to detail, and ability to work toward targets.
Key Performance Indicators (KPIs):
Number and quality of loan applications processed.
Accuracy and completeness of credit assessments.
Loan repayment and recovery performance.
Portfolio-at-risk and default rates for assigned accounts.
Compliance with credit policies and documentation standards.
Customer satisfaction and achievement of agreed targets.
Location: Accra
Salary: Attractive
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