Senior Credit Officer

Role and Responsibilities

Assess creditworthiness of existing, new or prospective clients

Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)

Complete ratio, trend and cash flows analyses and create projections

Determine in depth degree of risk involved

Analyze data and produce clear and objective reports

Build and maintain credit policy and guidelines

Monitor corporate portfolio asset quality on an ongoing basis

Meet the most relevant customers to identify the business plan on a credit point of view

Deal with vendors proposing new deals

Experience and Requirements

We are looking for a 28 – 40 years old person with experience in Credit Risk Assessment Area as detailed below:

Proven working experience as a senior credit officer

Proficiency in statistical packages and financial software

Up to date with legal, compliance and market risk related issues

Ability to analyze cash flows, leverage, collateral and customer strength

Strong communication and presentation skills

Sound judgement

NB:Only shortlisted candidates will be contacted.

Salary: Attractive

Location: Accra

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