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Credit Risk Analyst

PalmPay · Lagos

PalmPayLagosPosted 4 November 2026

At a glance

Closing date
The listing does not give one. Employers often close early when they have enough applicants, so apply soon.
Where
Lagos, Nigeria
How to apply
On myjobmag.com, where the employer takes applications.
Similar roles
62 other open Banking & Financial Services roles on the Nigeria board right now.
This employer
PalmPay has 11 open roles on RezSync.

About the job

The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.

The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.

Key Responsibilities

Review and analyze loan applications and supporting documents

Assess borrowers’ creditworthiness and repayment capacity

Make recommendations in line with credit policy and underwriting standards

Liaise with Field Verification Officers and Risk Team on loan-related issues

Ensure accuracy and completeness of loan documentation

Maintain proper records and support process improvement initiatives

Requirements

Minimum of 3 years experience in loan underwriting, credit analysis, or related role

Prior experience performing similar functions is required

Experience in the banking or financial services industry is an added advantage

Excellent communication, documentation and reporting skills

Great knowledge of risk control and a good sense of industry research

Minimum qualifications

BA/BSc/HND

How to apply

Use the link(s) below to apply on company website.

Regional Manager (Buy Now Pay Later)

In-shop Sales Promoter

Credit Risk Analyst

https://www.myjobmag.com/apply-now/1379140

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